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LIST OF BANKS IFSC CODE


The Indian Financial System Code (IFSC CODE) is a 11 character code for identify the bank and branch where an account is Located. The IFSC code is used both by the NEFT, RTGS and IMPS finance transfer systems.Indian Financial System Code (IFSC) is fundamentally useful when it comes to online Banking Transaction, IFSC code is usually a nine digit code comprising of some important information about the transaction and the bank.

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NEFT stands for National Electronic Fund Transfer and It is The, it play important role with the transfer of funds from one bank account onto another. This is a popular fund transfer system in India that is equally popular amongst individuals as well as the corporate houses. Herein, IFSC codes must be suitably provided to ensure that money is accountably transferred from one bank account to another.

Magnetic ink character recognition code (MICR Code) is a character-recognition technology used mainly by the banking industry to ease the processing and clearance of cheques and other documents.It is a technology which allows machines to read and process cheques enabling thousands of cheque transactions in a short time. MICR code is a nine digit code contains of some important information about the bank branch and bank

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Real-time gross settlement systems (RTGS) are specialist funds transfer systems where the transfer of money or securities[1] takes place from one bank to another on a "real time" and on a "gross" basis. Settlement in "real time" means a payment transaction is not subjected to any waiting period, with transactions being settled as soon as they are processed. "Gross settlement" means the transaction is settled on one to one basis without bundling or netting with any other transaction. "Settlement" means that once processed, payments are final and irrevocable.

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